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Privacy Policy

FACTS WHAT DOES FIRST BANK & TRUST COMPANY OF ILLINOIS DO WITH YOUR PERSONAL INFORMATION? Printable version (PDF)
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 ·         SSN and Account Balances

 ·         Income and Payment History

 ·         Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reason First Bank & Trust of Company of Illinois chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does First Bank & Trust Company of Illinois share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court order and legal investigations or report to credit bureaus
 Yes No
For our marketing purposes -
to offer our products and services to you
 No NA
For joint marketing with other financial companies
 No NA
For our affiliates' everyday business purposes -
information about your transactions and experiences
 No NA
For our affiliates' everyday business purposes -
Information about your creditworthiness
 No NA
For non-affiliates to market to you
 No NA
Questions?      Please call (847) 358-6262 
Who we are
Who is providing this notice?
 First Bank & Trust Company of Illinois
What we do
How does First Bank & Trust Company of Illinois protect my personal information?
 To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Bank & Trust Company of Illinois collect my personal information?

We collect personal information, for example, when you

  • open an account or make a deposit

  • pay your bills or use online banking

  • use your ATM card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness

  • affiliates from using your information to market to you

  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state laws.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • First Bank & Trust Company of Illinois does not have any affiliates.
Non-Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • First Bank & Trust Company of Illinois does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between non-affiliates financial companies that together market financial products or services to you.

  • First Bank & Trust Company of Illinois does not have any joint marketing agreements for marketing products or services to you.
Other important information

Illinois privacy laws also provide rights and protections for your non-public personal financial information. First Bank & Trust Company of Illinois fully complies with Illinois privacy laws to protect your information.


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