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Retail Banking

We at First Bank/Illinois would like to build a meaningful, long-term relationship with you. We offer a variety of checking and savings products tailored to your individual needs. Our greatest resource is our people, and we encourage you to speak with one of our Personal Bankers today to determine what products best serve your needs.
Deposit Rates (PDF)
Checking and Savings Accounts
  • No Minimum Balance Checking
  • Interest-Bearing (NOW) Checking
  • Regular Money Market Checking
  • Super Money Market Checking
  • Regular Savings
  • Business Checking


Certificates of Deposit
Certificates of Deposit are a deposit where you contract to leave your money on deposit for a specific period of time for a specific rate. Generally, the longer the money is left on deposit, the higher the interest rate. Substantial penalties exist for withdrawal prior to the maturity date.

With a minimum deposit of $2,500, you can start earning higher yields with our CDs. Choose the term that's right for you -- from 91 days to 5 years. First Bank/Illinois offers highly competitive rates -- and they are guaranteed for the entire term, regardless of changes to market conditions.

If you want to receive the interest income as you earn it, you can either have it credited to a First Bank/Illinois checking, savings or money market account, or have interest checks mailed directly to you. If you want your investment to grow faster, simply leave the monthly-compounded interest in the account to accumulate.

Because our interest rates vary from product to product, please contact us via phone or e-mail and a Personal Banker will be happy to respond with details about current interest rates. You may also stop by our banking center for more information about CDs.
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